John is a certified financial planner (CFP) and holds the Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations. He has a Series 6, 62 and 63 Financial Industry Regulatory Agency (Finra) license. John taught law and finance courses at North Carolina State University for 30 years. He is the founder of Retirement Income Consulting and limits his retirement planning practice to helping people nearing or in retirement to protect their financial assets by positioning them in products that have minimal risk and produce maximum retirement income. Most of his practice deals with repositioning 401(k)s, 403(b)s, IRAs and similar retirement plans. He helps clients protect retirement assets and provide for lifetime income.